Wealth & Financial Advisory Services

Ted Pollock CPA CA CFP

At Ted Pollock CPA, we believe sound financial advice starts with understanding your life. We take the time to understand where you are today and where you want to be tomorrow — whether that means retiring comfortably, growing your investments, or planning your estate. The advice we provide is tailored to your situation to give you clarity and peace of mind.

Wealth & Financial Advisory Services

Ted Pollock CPA CA CFP

Wealth & Financial Advisory Services

Ted Pollock CPA CA CFP

Financial Advice That Puts You First

Our advisory services are built on three principles:

Integration

Every plan connects your tax, business, and investment strategy

Personalization

We meet you where you are, your goals drive every recommendation

Education

You’ll always understand why we’re recommending something, not just what

Real Estate Accounting & Investment Planning

Real estate is one of the most significant financial decisions most Canadians make, and one of the most complex from a tax perspective. We can help you:

Understand the real numbers behind your real estate investments through clear accounting and reporting

Reduce tax exposure when selling cottages, secondary properties, or investment holdings

Structure ownership strategically to protect assets and manage rental income smoothly

Plan long-term property investments that fit your overall financial and retirement goals

Avoid costly surprises by understanding GST/HST and development obligations before you buy or build

If you own multiple properties or are considering selling, developing, or transferring real estate, we’ll help you understand the financial and tax implications before you make your next move.

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Retirement Planning

Planning for retirement involves more than saving, it’s about timing, structure, and tax efficiency. We help clients nearing or in retirement with:

Maximizing your after-tax income by structuring RRSP, TFSA, and pension withdrawals efficiently

Sharing income strategically with a spouse or family to reduce your overall tax burden

Transitioning out of your business smoothly, balancing succession goals with personal wealth planning

Growing and preserving wealth through diversified portfolios and tax-efficient dividend strategies

Preparing early for the sale or divestiture of a business to retire on your own terms

Coordinating your will and your life insurance

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Estate Planning & Family Succession

Estate planning is about protecting what you’ve built and ensuring it transitions smoothly to the next generation. We work closely with clients and their legal advisors to create clear, tax-efficient estate plans that reflect family values and financial realities. Our estate planning support helps you:

Preserve family wealth through tax-efficient wills and estate documents

Simplify the process of final tax returns and post-mortem filings

Transfer ownership fairly with clear family and corporate succession plans

Ensure liquidity and fairness using insurance for estate equalization

Protect future generations with estate freezes and intergenerational wealth transfers

Avoid unnecessary tax burdens when selling property or business assets after death

We coordinate closely with lawyers, insurance professionals, and financial planners so every piece of your plan works together seamlessly.

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Investment & Business Valuation Advisory

Every financial decision should be backed by a solid understanding of value — whether it’s your portfolio or your business. We assist you to:

Evaluate your investment portfolio for performance, diversification, and tax efficiency

Understand the true value of your business, including how it contributes to your personal net worth

Protect your ownership interests with well-structured shareholder and buy-sell agreements

Navigate complex clauses like shotgun, tag-along, and drag-along provisions with clarity

Secure continuity through key personal insurance and risk management strategies

Preserve family legacy through accurate valuation of farm and business assets for succession

Ted’s early training in business valuation (CBV-track) gives clients unique insight into how to measure and protect the true value of their enterprise.

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Let’s Talk

Whether you’re preparing for retirement, building wealth through real estate, or planning your estate, we’d love to help you make a clear, confident plan.

Let’s Talk

Whether you’re preparing for retirement, building wealth through real estate, or planning your estate, we’d love to help you make a clear, confident plan.

Let’s Talk

Whether you’re preparing for retirement, building wealth through real estate, or planning your estate, we’d love to help you make a clear, confident plan.